We work with those who have low to no credit. Whether you are on a fixed income or trying to improve your credit score, Garden State Furniture is there to provide you with financing options.

We understand that sometimes life gets in the way and you may need to skip a payment. As long as we maintain communication and understand your circumstances, we will work with you through the difficult period. Late charges may be added after a certain time frame.

Yes, you can pay off your furniture invoice as quickly as you would like. You can also make additional payments toward your invoice if your budget allows.

We serve the Tri-State area (NY, NJ, CT) and Pennsylvania. However, we may be willing to travel outside these areas on a case by case basis.

For your convenience, Garden State Furniture offers several payment options. Payments can be made via cash, check, credit card, Zelle, or Venmo.